Friday, 12 February 2010

8 Ways to Find and Claim Free Money

Free money in this economy with the worst rescission since the great depression of 1920? How can you find free money these days? Yeah, it sounds unbelievable, but there are many ways you can find these kinds of money, you just need to know where to look. With a little research you can find many ways to find free money for different situations, like getting free money for buying your first house, money for paying your taxes, money for paying your collage, and etc. Here are some places you can use to get free money for whatever life throws at you.

Free Money From Pensions

It happens to many Americans. You work for a company, they had the pension plan which you signed up for. After a while the company is out of business, sold to another company or went bankrupt. What happened to your pension plan?....Most people forget about it, or don't think there is a way to get that money. Luckily there is the PBGC (Pension Benefits Guaranty Corporation) which allows you to search their database for free, to find out if any money is waiting for you. On average, $120 million a year goes unclaimed. Yes $120 million a year!

Free Money From Unclaimed Property Or Missing Money

I know there are many scams out there trying to sell you information about this, but it actually exist. Every year the federal and local governments, giveaway millions of dollars to people, who simply claim them. You never know if you have any unclaimed money, from a insurance payments or a forgotten utility deposits or what have you. A quick and simple way to find and claim your free money is, using unclaimed.org. Simply put your name in the search box, and it will reveal if you have any unclaimed property, whether its $20000 unclaimed cash, $1 cash or a $100 watch. They keep unclaimed properties for 3 to 5 years. You can also search missingmoney.com, which is a national database supported by 40 of the 50 states.

Free Money From Government

If you have been a victim of disaster, or just need some help with your living expenses and health care bills, you may be eligible to get some money from the GovBenefits.gov, which is a Government Benefit and Assistance Program.

Free Money For Foreclosure Help

This recession has made many people homeless. If you find yourself in a near foreclosure position, here is a source that can help you find free money, and the best possible way for you to stay at your home. It's a free service called HPF (Homeownership Preservation Foundation). You can visit their website at http://www.995hope.org, or if you prefer talking to someone, here is their toll free number 888-995-HOPE.

Free Money For College

There is a free program offered by the government that helps first time undergraduate students, pay their college expenses. Based on your needs as a full time or part time student, you will get any where from $1000 to $7000 for each year of college. You don't have to pay this money back, its free money. The program is called Federal Pell Grant, and you can apply right online.

Free Money For Kids Health Insurance

Kid getting seek or being hospitalized, while it's every parents nightmare, not having enough money or the proper insurance to cover the cost, is parents worst nightmare. With the current health care crises and the rising cost of health insurance, many parents can't afford to get a decent health insurance for their kids. Fortunately every state in united states has a special program called "Insure Kids Now". They cover almost anything from simple routine checkups to hospitalizations. In most cases it wont cost you anything at all, but sometimes you may have to pay a little out of pocket, which still is a lot better than a private insurance or not having one at all.

Free Money For Energy Efficiency

Everyone knows some of the best and easiest ways to save money on energy cost are, good insulation, energy efficient windows and etc. If your thinking about doing this, Weatherization Assistance Program from U.S. Department of Energy is the best place to cover your costs up to $2500. Now that's hitting two birds with one stone. Not only you get to install energy efficient product, which will help bring your energy consumption cost down, you will also get it for free or little cost.

Free Money From Credit Cards

Credit card companies make millions of dollars from you using their service, why not for a change you make money or get free money using their service. Although most credit cards have some kind of cash back or points program, most people simply over look it. I mean if your going to buy something with your credit card no matter what, why not use a credit card that gives you rewards for using the card. Take Discover Card, whenever you use it to buy anything, from your everyday groceries to filing up your tank, you earn 5% cash back. Find and apply for cards with good reward program and get the free money. Search sites like cardratings.com to find a credit card that offers the highest and best rewards for your spending habits.

How to Find a Good Credit Card Debt Solution - Simple Techniques to Follow

As many people would agree with me that it is not safe to carry cash everywhere you go, then this plastic money happens to be the most efficient replacement service available to everyone. Credit card debts reflect to that money which is to be paid afterwards. The money you spend using your card has to be paid fully along with certain interest. Credit cards are a major source of concern for all holders especially for those who own multiple credit card services.

In these recent days, many people face debt problems and look for the best and well recommended credit card debt solutions. Saving money shall be your prime concern and your actions must be directed towards paying your debts as soon as you can. Debts will not let you grow economically and your savings will remain nil. Therefore, you must pay off your debts at the soonest once you have received bills from certain companies and it is also good if you try to find out any available method on credit card debt solutions, in the case you might need them in the future. Here are just some simple and easy methods that you may follow on credit card debt solutions and these have become the most common methods used by people around the world.

The best credit card debt solution is definitely to stop using your card for a while, or maybe forever if you cannot control your bad spending habits. Do not let your debts to increase more, but you should intent more on finishing the remaining debts. Many people who have successfully getting out of their debt problems started to spend less and have a control on their excessive money spending habits, you can also follow this method if you would like to get out of your credit card debt problems.

Another recommended method to your credit card debt solution is by consulting a debt consolidation or loan company. This is considered as one of the most ideal credit card debt solution and it is a very wise option for debt elimination and more importantly debt negotiation to a large extent. Several key facts to note if you decide to choose this solution, you are strongly advised that you should not increase the debts too much on a single card rather distribute your load. Focus more on paying debts of those cards that are charging higher interests rather then the smaller ones. This can save a lot of overhead interest charges. Never pay focus on enrolling to a company that promises insurance and security as mostly they are just untrusted and fraud companies. This method actually aims to increase your savings to a large extent by saving a lot of money overheads following debt consolidation techniques.

Alternative ways of credit card debts solutions include considering a recommended debt consultation service that can give you handy counseling of using and regulating money through credit cards. Some methods and habits they teach are highly beneficial for future prospects. First, fully finish the debts of one card and then move on to another before its interest rates are soaring high.

The efficiency of debt consolidation service lies in the fact that debt consolidation service can help you getting a big loan which can further facilitate you by helping to pay you all your smaller debts. A good debt consolidation company can help you get easy loans, pay your debts and lead a free peaceful life. Your savings will also increase over time. Keep aware of all bankruptcy laws and intend to follow as maximum as you can. There are many credit card debt solutions you can follow nowadays, but always remember that the safety of your card limit is in your hands only, you should act wisely. Definitely you are the one who can make the final decision to your own problems at the end. It is always good to act fast instead of keep waiting most of the time while interest rates are annoying you.

By Rob Timothy

Copy Writing - Every Online Business Needs It

Every online Business needs a sales copy. The only contact that you are going to have with the vast majority of your potential customers is through the text on your website.

A sales copy must:

1. Immediately draw the reader in with exciting benefits so you can lead them toward the sale.

2. Establish your credibility, after all nobody will buy from you if they do not think they can trust you.

3. Explain the benefits of your product or service to your reader and show WHY they need it

4. Direct visitors through the sales process in a way that encourages the MAXIMUM number of sales.

Unless you are a massive enterprise with an established reputation that precedes you will have to have a sales copy to convenience potential customers of the value of your offer.

This type of text is designed to be catchy and grab the attention of the reader, and needs to be written with careful construction that can take the visitor by the hand and leads them through all the necessary steps in the sales process of your product. Before any person makes a purchase on line they need to know what is in it for me. They need to be convinced of the merits of your offer.

This will mean short compelling paragraphs of text that detail your product or service and create excitement around your offer. Each peace of sales copy will take on the specific task of presenting the benefits of each specific products to the audience, in order to generate enough interest to persuade visitors to click through to product page where you can present our offer in more detail.

This can be done with two kind of copies.
1. Long sales copy
2. Short sales copy

Long copy actually came from direct marketing sales that have been tested over and over again and always works. It can be 6 to 100 pages long and leads the reader through a proven sales process. In hundred percent of cases it has been proven to out perform short sales copy. The fact of the matter is long copy sells the best on the internet.

1. If you sell one product, you need long copy
2. If you sell a service, you need long copy
3. If you sell one type of product with limited variation you need a long copy.

Short Sales copy:
There are a few circumstances in where it can be used. For example if you have a catalog style site that offers a wide variety of products that fall into a number of different categories, a long sales letter just would not work for you.

A site like Amazon.com is a good example. They can not write a lengthy sales letter for everyone of its products.

You still need to grab the attention of the reader, to explore the site. You need to find a way to create credibility create a sense of trust with your potential customers so they can feel comfortable buying from you. You need to clearly state the benefits of your product.

In the short copy the need to take your customer by the hand and lead them smoothly through your sales copy is extremely important. It is much trickier and time consuming for an Internet marketer to write a short sales copy this way.

How to Blog For Affiliate Marketing

Affiliate marketing takes all shapes and forms. For example, there's content marketing. There is optimizing your website so Google and the other search engines like it. There's paid advertising (of course). There is also social network affiliate marketers, often reaping massive rewards because most marketers don't see that as a 'proven' way to promote. There's also bookmarking, like Digg. Then there's blogs.

Blogs, blogs, blogs.

When you blog for affiliate marketing, you take a very different role to the one that say works on a sales page. Blogging, requires a whole different way of thinking about internet marketing. Sure, you could write promotional posts and optimize them up for the search engines so that people randomly 'stumble' upon your postings. But, that's not the best way to blog for affiliate marketing.

You see, blogs are like noticeboards. Well, they are are noticeboards if you really think about it. People are drawn to different noticeboards. For example, I enjoy the latest in tech news around the world, so I visit Gizmodo from time to time. And in the latest green news, so I visit Treehugger. The point I'm trying to make here, is that both of those blogs have a massive following. Thousands of people tune in to see what the latest is.

And that is how a successful affiliate marketer will blog. They won't blog to promote products and goods and services. They'll actually promote for people to follow them, they want people to come back. Imagine you are a successful internet marketer. OK? You earn a few hundred thousand a year. What do YOU have to offer the people of the world? Why would I want to come back to your blog? What blog should you make full stop, if we back track a little.

You'd blog about internet and affiliate marketing, of course! And if you're good at what you do, you'll have the crowds teeming at the door for information they can use.

Successful people who blog for affiliate marketing don't promote in every post. No, they want to get people back, they really do. Instead, they divide it up, info, info, info, info, info, promo, info etc. Because they are highly involved in internet marketing, they will probably use different tools over the net. If they offer an affiliate service of good, they could recommend something that they actually would, well, recommend.

If you want to blog for affiliate marketing, you need to stop thinking like an affiliate marketer, and start thinking like someone who you would want to 'follow'. If you wouldn't subscribe to your own RSS feed, why would anyone else?

When you blog for affiliate marketing purposes and marketing purposes alone, you will fail. Short of getting your postings indexed which is what I mentioned earlier, if you simply try to sell products, you won't last long. I once tried to do just that, and failed miserably. If you are going to blog for affiliate marketing you really need to be doing it for the right reasons. It's because of this that I recommend that if you are brand new to the internet marketing scene, that you steer clear of blogging.

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